After a car accident, the insurance company will appoint an insurance adjuster who will handle your claim. The insurance company at this point tries to point out your as much fault as possible to keep the company’s bottom line safe. Remember, your every word and action can be used against you, so one needs to be extra careful when talking to the insurance adjuster.
Before you make any statement or comments about your accident, you should speak to an auto accident attorney in Fort Wayne, IN who can assist you in protecting your rights and ensure you do not hurt your claim with the insurance company’s tactics.
Information to be given after an accident to an insurance adjuster:
-
Give only limited personal information
Give only your full name, address, and telephone number. Also, tell them what type of work you do but you do not have to explain every little detail about your work, schedule, or about your income.
-
Give no details of the accident
The insurance adjuster might try to give you a statement about the accident. Politely refuse them and their questions about the accident. Tell them you are still going through the process and later you will be sending them a personal injury demand letter in which the accident is described in detail.
-
Give no details of your injuries
Refuse to tell them about the injuries. If you need to say something about the medical treatments just simply tell them that you are still healing and undergoing treatment.
-
Resist the push to settle immediately
The insurance adjuster may offer you quick settlements. However, the money will be very tempting so, do not accept it. This type of settlement is offered without going through the compensation process, so you never know how much exactly the compensation you will be needed.
-
Set limits on conversation
Firstly, the insurance adjuster may try to contact you on the phone. Don’t give each and every detail over the phone. Keep up with minimum words like it still needs to be processed. They keep nagging you on the phone and try to conclude with a quick settlement.
-
Refuse to give recorded statements
The reason you should refuse to give the recorded statements is that most people get tensed when they know they are being recorded. So there is a chance that they may forget to give important things or may complete the statement without being everything told. Tell them that you are not comfortable with recordings, and will provide all the information in writing.
